Photographer Automobile Equipment Insurance

Home, Life, Auto

No matter where you call home, Tom C. Pickard & Co. has the insurance solutions you need to keep it safe. There are substantial savings when you combine your auto and homeowner's insurance through one of our listed insurance companies.

Tom C. Pickard & Co. represents a wide range of quality insurance companies which we will utilize in order to find the most competitive premium. We represent Mercury, Safeco, Travelers, The Hartford and Progressive to name a few of our A+ rated insurance carriers. We are located in Hermosa Beach off Pacific Coast Highway. Walk-ins are welcome! Ask for Miguel.

Lines of Coverage:


Auto Insurance in Hermosa Beach

Auto Liability – will pay for the property damage and bodily injury of another person due to an accident because it was your fault. This will also pay for court fees.

Auto Collision Coverage – will pay for damages to your car due to an accident. It does matter if the accident was your fault or not.

Auto Comprehensive Coverage – car protection for various reasons such as theft, vandalism,  and flood.

Uninsured and Underinsured Motorist – will pay for bodily injury to you and passengers in your vehicle due to someone that is uninsured or underinsured causing the accident.

Commercial Vehicles – with Business Auto Insurance, we are able to help you have coverage for such vehicles like your personal car, flatbeds, vans, and box trucks.

Discounts – Good Driver, Multiple Policies, Anti-Theft Device, Good Student, Graduate, Multiple Cars, Low Annual Mileage.


Home Insurance in Hermosa Beach

Dwelling – will protect your home against fire, lightning, smoke and damages caused by storms.

Personal Property – will protect items inside your home from covered causes of loss such as fire and theft.

Additional Living Expenses – if the home you live in becomes uninhabitable because of something like a fire, then this coverage will payback any living expenses (ie. food, clothes, motel).

Personal Liability – covers damage to property and bodily injury. Has to be a covered cause of loss and go to court.

Guest Medical – if any of your guests are at your home and get injured, then there will be coverage without the need of a lawsuit.

Identity Theft – when your identity gets stolen it is going to cost some money to make everything back to normal. This coverage will put you back on track.

Flood / Earthquake – these are additional coverages, so remember to ask us to fill you in on what is covered and not covered.

Jewelry / Antiques / Fine Art – another one that is not included in the policy, but we will cover it. Just let us know how much coverage you need.

Discounts – Multiple Policies, Protective Devices (smoke alarms, sprinklers, etc.), New Home, Gated Community, Increased Deductible.

Insurance for General Commercial

  • Commercial Package Policies for all industries.
    Buildings, Contents, General Liability, Commercial Automobile
  • Workers’ Compensation
  • Employment Practices Liability Insurance
  • Errors and Omissions Coverage
  • Directors and Officers Liability Coverage


Life, Health & Disability Insurance


  • Whole Life
  • Low Cost Term Insurance
  • Universal Life
  • 401K’s, Keoughs, IRA’s
  • Pension or Profit Sharing Plan

National Health Insurance Program

  • Individual or Group Medical Insurance
  • Disability Insurance
  • Long Term Care

If you are interested in any of the above services, please call Ken Jenks at (800) 726-3701 ext.120.

Hermosa Beach Auto Insurance

Tom Pickard & Co, Inc. on Pacific Coast Highway in Hermosa Beach, CA gives quotes for personal auto and commercial auto insurance. We insure residents of Torrance, Redondo Beach, Manhattan Beach, El Segundo and Hermosa Beach in California because of our excellent history of customer service and experience in the industry. TCP will take care of you and your car, motorcycle truck, or boat insurance needs in the greater Los Angeles area. Our office is right next to the Floyd's Barber Shop, and between the Casey's Car lots on Pacific Coast Highway, so feel free to stop by our small office building to discuss obtaining a car insurance quote the same day. It is required in the golden state of California and many others to have at least automobile liability coverage when driving to protect fellow drivers and pedestrians. We write with various big companies such as Mercury and SafeCo to make sure that you are saving the most amount of money, but also the most amount of coverage for what you need to drive legally, and more importantly protected from financial devastation for you and your family. We also provide the important option to purchase collision coverage that will protect your automobile from damage due to an accident. There are also many other additional auto coverages such as uninsured motorist, comprehensive physical damage and car rental reimbursement. Speak with Jeanne Zaffina, our personal auto insurance agent in Hermosa Beach, and see the maximum amount of premium we can save you on car insurance.

Cheap Auto Insurance

TCP&Co. offers inexpensive auto insurance policies at an excellent and affordable rate for many of the states across USA, including California, New York, Arizona, Colorado and Massachusetts. We work with the best auto insurance companies in the world to provide you with a quote that is very competitive to other auto insurance agencies. The coverages provided in the automobile policy automobile policy will be sufficient to be sure you are driving legally in Los Angeles, California, but also nationwide if you are traveling a lot between states. The comparison between insurance for autos can range for a variety of reasons, but if you want the lowest costing commercial policy, you might want to consider also insuring your home, apartment or condo as well. TCP has been writing LA auto insurance for almost 40 years, so let one of our specialized agents talk you through the process and see what discounts you may be eligible to receive. A quote can also be generated online by clicking the "Low Cost Auto Quote" button we have on every page of our site. Roz will call you back as soon as possible, but if you want to leave a time that is most convenient to you, we can call you at that time. Also, do not forget that we also have the "Low Cost Renters/Home Quote" button too, so you can see what information we will need to know to get you set up. Do not hesitate to ask us any questions about auto coverage and the many additional coverage you can receive in one auto policy.

Car Insurance

TCP & Company is able to supply a personal car insurance policy to beautiful Southern California residents who are just starting to drive an automobile for the first time. These drivers need the right coverage to fully protect themselves from theft or an accident. You may add your child or roomates as an additional driver on your policy, or have them on their own car insurance policy. Adding additional cars to your policy is very simple and a phone call away. Auto liability can be very inexpensive if you are a good driver. Good driver means you have not had to file a claim for a period of time which is 3 years. There are also many other discounts such as being a good student and even having a science degree. Either way, by purchasing a car insurance policy through our agency, we can give you the best price possible. If you also have interest in a Renters' Insurance or Home Owner's Insurance policy, some company's will be able to give you a large discount for multiple policies. If the home or apartment you reside at is of interest to insure, then you can fill out our online quote generator for home & renters' insurance as well. Our friendly sales and customer service staff will get you the best price and coverage you need. We are open from 8:30am to 5:00pm almost every day.