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Home, Life, and Auto Insurance


No matter where you call home, Tom C. Pickard & Co. has the insurance solutions you need to keep it safe. There are substantial savings when you combine your auto and homeowner’s insurance through one of our listed insurance companies.

Tom C. Pickard & Co. represents a wide range of quality insurance companies which we will utilize in order to find the most competitive premium. We represent Mercury, Safeco, Travelers, The Hartford and Progressive to name a few of our A+ rated insurance carriers. We are located in Hermosa Beach off Pacific Coast Highway. Walk-ins are welcome! Ask for Miguel.

Lines of Coverage:

  • Personal & Commercial Auto
  • Homeowner’s, Renter’s, Condo
  • Motorcycles & Off Road ATVs
  • Boats & Miscellaneous Vehicles
  • Umbrella
  • Life

Auto Insurance

Auto Liability – will pay for the property damage and bodily injury of another person due to an accident because it was your fault. This will also pay for court fees.

Auto Collision Coverage – will pay for damages to your car due to an accident. It does matter if the accident was your fault or not.

Auto Comprehensive Coverage – car protection for various reasons such as theft, vandalism,  and flood.

Uninsured and Underinsured Motorist – will pay for bodily injury to you and passengers in your vehicle due to someone that is uninsured or underinsured causing the accident.

Commercial Vehicles – with Business Auto Insurance, we are able to help you have coverage for such vehicles like your personal car, flatbeds, vans, and box trucks.

Discounts – Good Driver, Multiple Policies, Anti-Theft Device, Good Student, Graduate, Multiple Cars, Low Annual Mileage.


Home Insurance

Dwelling – will protect your home against fire, lightning, smoke and damages caused by storms.

Personal Property – will protect items inside your home from covered causes of loss such as fire and theft.

Additional Living Expenses – if the home you live in becomes uninhabitable because of something like a fire, then this coverage will payback any living expenses (ie. food, clothes, motel).

Personal Liability – covers damage to property and bodily injury. Has to be a covered cause of loss and go to court.

Guest Medical – if any of your guests are at your home and get injured, then there will be coverage without the need of a lawsuit.

Identity Theft – when your identity gets stolen it is going to cost some money to make everything back to normal. This coverage will put you back on track.

Flood / Earthquake – these are additional coverages, so remember to ask us to fill you in on what is covered and not covered.

Jewelry / Antiques / Fine Art – another one that is not included in the policy, but we will cover it. Just let us know how much coverage you need.

Discounts – Multiple Policies, Protective Devices (smoke alarms, sprinklers, etc.), New Home, Gated Community, Increased Deductible.

 Insurance for General Commercial

  • Commercial Package Policies for all industries.
    Buildings, Contents, General Liability, Commercial Automobile
  • Workers’ Compensation
  • Employment Practices Liability Insurance
  • Errors and Omissions Coverage
  • Directors and Officers Liability Coverage


 Life, Health, & Disability Insurance

  • Whole Life
  • Low Cost Term Insurance
  • Universal Life
  • 401K’s, Keoughs, IRA’s
  • Pension or Profit Sharing Plan

 National Health Insurance Program

  • Individual or Group Medical Insurance
  • Disability Insurance
  • Long Term Care

If you are interested in any of the above services, please call Ken Jenks at (800) 726-3701 ext.120.